Check Verification

Our Awesome Service

Check verification

Enable faster payment processing without increasing customer friction. eCheckplan uses the routing and account number to provide real-time account status for consumer and business accounts giving your FI confidence that an account is valid prior to approving a deposit or accepting a payment.

Our offered check verification service enables merchants to mitigate the check acceptance risks.

Our service provides them with different options beginning from automated routing number check, negative database options and receiving real-time inquiries into their checking account status. Our service confirms that an authorized party has an allowance to issue the check service.

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How it works

Expedite payments and disbursements

Validate account status in either real-time or batch mode

Eliminate opportunities for fraud without adding friction

Benefits include

Real time or batch check and ACH payment processing capability

Improves customer response time with rapid risk decisioning

Reduces losses from check and ACH returns, including NSF

Frequently Asked Questions

WHAT KIND OF RESPONSE WILL I RECEIVE WHEN USING THIS SERVICE?

eCheckplan provides various response types including account status, validation results, and risk scores to help you make informed decisions.

WHAT TYPE OF DATA IS CONTRIBUTED TO THIS FILE BY THE PARTICIPATING BANKS?

Participating banks contribute account status, history of returns, and other relevant data to ensure high accuracy in verification.

WILL THIS SERVICE HELP REDUCE MY RETURNS?

Yes, by verifying accounts in real-time before processing, you can significantly reduce NSF (Non-Sufficient Funds) and other return types.

Say goodbye to high fees

Switch To eCheckplan For Simple Secure Processing.

Payments made easy, the way they should be.

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